Personally, I think that the French postal banking system is the model I would prefer; however, a lot of the measures they undertook in the United Kingdom and in other places are partnerships they have done with private banks to deliver certain services.
I think that moving in the direction of postal banking services is what is key. There are different ways of doing it, but I think we can move in those directions. Certainly the partnership with TD could have been an interesting one; however, it was cancelled.
I think that any moves toward more financial services being delivered through the post office, with the post office controlling how they're delivered.... How those partnerships exist, of course, is up to decisions at a particular time of what can be done.