Thank you, Mr. Chair.
I agree with you, Mr. Ducharme, it's also important to highlight the good things, the successes and what's going well. When we point out what's not going so well, it's precisely to achieve greater success. That's my point of view. I'm a positive grumbler, meaning that I'm trying to find what's wrong to make things better. So it's constructive.
Correct me if I'm wrong, but among the difficulties your members are experiencing, I believe one is caused by the Indian Act. I find it hard to say the name of the act, because I don't like it. If someone wants to obtain a loan while living on a reserve, they will have all the trouble in the world receiving funding, because they can't offer any guarantees.
Am I wrong in saying that this is a major burden and obstacle for indigenous entrepreneurship?