I'll speak to the matter of surety and bonding.
In this case, as a status Indian, if I'm living on reserve, I don't have the ability..., which forces me to create a joint venture with somebody else who can, in fact, access surety and bonding. This perpetuates—not always, but sometimes—the misuse and the misrepresentation of funds that are set asides for indigenous people.
If we go back to looking at preventative measures for fraud, we see that these are systemic issues that currently exist. We cannot have monies going to indigenous businesses that are unverified. If you think about it in terms of a credit rating, I will never have an opportunity to grow, scale and have my business known because I'm constantly having to create a joint venture, simply for the fact of ease, ability and affordability of capital and capacity.