It's always something to be concerned about when you have an accumulated stock of debt that has to be refinanced. It's always risky to assume that when interest rates are low, they will stay low forever. Hoping for the best and planning for the best is not very prudent. That's why it is always advisable to factor in some level of prudence when you are making long-term projections.
On October 19th, 2023. See this statement in context.