What I find really alarming is that you just did a report looking at the CEBA loan and the cost of the CEBA loan. Right now, we have 250,000 small businesses that have taken out a CEBA loan, businesses that closed their doors to protect the public health of Canadians. They took a huge hit. Clearly, the refundable portion would not be able to absorb the hit they took, especially when it comes to the hospitality industry, where very few businesses have been able to make any sort of payment, even a small portion of that.
CFIB stats tell us that one-third of those people literally don't have the money and can't secure a loan. Would you not agree that, if the government cut more on outsourcing, they could afford the money that you've projected—$904 million—which is quite large in your prediction, given the fact that it doesn't account for businesses paying down their loans over that period. Could you speak a bit more about your report?
For me, I find it very difficult that these businesses are going to take another hit on the chin, yet we're paying this exorbitant amount of money for highly paid consultants who are making a profit. We are also learning that a lot of them are making commissions while they're subcontracting out in the pyramid scheme that they've designed, which is going on in a lot of these corporations.