There are two pieces to that, as well: first, the dollar impact, and second, the value of that impact.
You will most likely know that we are reducing the contractual value of professional services by 15%, which will generate economies of about $7 billion over the next five years, and $1.7 billion ongoing thereafter. That is going to enable us to refocus some of those dollars on the places and uses you mentioned, including continuing to support small and medium-sized—