Yes. I'll begin, and maybe David will want to supplement my response.
The physiotherapy modernization of the measure is an enhancement for the vast majority of plan users, particularly for physio services. We had the Canadian Physiotherapy Association providing us with data. Prior to the negotiations, we had benchmarking studies and usage analysis. For physio, we covered $500 before. Then you had a corridor where you had to be out of pocket for $500, which then took you to a larger amount. For many people, $500 of physio was insufficient.
What was negotiated was to abolish the corridor and offer $1,500 to all plan members for physiotherapy, allowing the vast majority.... The industry standard is much lower. I believe it's $1,200.