From a contract perspective, it was retendered with the most accurate and up-to-date standards and criteria.
From a plan design perspective, when we started this negotiation with bargaining agents and the NAFR, the retirees, it was clear that having had the same administrator for many years, the best practices in the industry.... The contract had not been retendered, and there were some improvements needed in the administration and the efficiencies, such the fraud detection. The technology had evolved so much. We needed to see and introduce better administrative practices. That's what we did. That's what mandatory generic substitution is. We were the only ones lagging behind in not having that, for example.