Thank you, Mr. Chair.
I just wanted be clear that we do know the plan did change from the previous administrator to our plan, now administered by Canada Life. We talked about the negotiated changes, of which there were several: some to improve and augment the plan and to modernize it, and some to perhaps change some of the coverage levels. I'm not sure it's an appropriate comparison between the two to say there were no gaps in coverage, but we are administering completely to the plan directive and to all the coverage and benefit levels that have been negotiated through the collective bargaining process.