Thank you, Madam Chair, and thanks very much to both our presenters.
It's been said here this afternoon that we've been hearing a totally different story. I'm not so sure we have. I think we heard concerns raised by other presenters who have been here, but I think when we pare down those concerns and we look at them methodically, I think the concerns have been over the inclusion of the level twos and they have been over the security factor that's in this bill, and I think that's exactly the same thing you're saying, Mr. Ghalami.