The student loan forgiveness, which I understand on the surface is a good thing, doesn't seem to be implementable or work well in practice. We've heard from the medical students, who say that a lot of them—as they go through medicine itself, the initial 10 years—don't want to have these big loans. So they take their loans and they put them into a bank; they take a bank loan to pay off their student loans. If that doesn't work for them, when they finish they're still looking at how they're going to pay the bank off. They don't want to go to Fort St. John to do it. They want to work in a big city with a tertiary care that's going to get them a lot of money.
How do you deal with that, which in itself is an incentive and, on the flip side of the coin, is a disincentive? How do you deal with that?