I would suggest that you are in a transitional time right now. I've heard the exact same story. A lot of students contacted us when the program came into effect and they said, “I transitioned my loan to a bank” or “I talked with another organization and I got what looked like a good deal at the time. I heard from the Canada student loans people saying we would love to help you, but you actually no longer have a student loan that we can forgive.” I think you're in a transition. I think that when the word is out on the street, people, before they give up their Canada student loans, are going to find out if they would qualify for the program.
But I think really the take-home message is to look at that kind of role. Because we had tons of feedback from undergraduate deans and from students saying, “I want that, I will do that, I will go out and do a residency in a rural place because that's going to help me with that loan.” With that kind of innovative thinking program-wise, I think it may take a few years to see the benefit, but I think it will happen.