Yes, that was where I was going with that. That is how I would view it, that people take the risk and then they get some sort of government protection, if I can put it that way, or some tax advantage for doing it. But they have to significantly risk their money. Unfortunately, there are all these different strategies by which people risk their money but they don't really risk it. So they—
On May 23rd, 2013. See this statement in context.