That concludes our meeting today with our presenters. On behalf of the whole committee, I want to thank all of you for your incredible information and the experience you bring to tell us about the world you work in and how you handle it. Very few of us, with the possible exception of one or two, have ever experienced what you go through. I want to thank you very sincerely for your valuable presentation, and I hope you come back soon.
We're going to take a break and then we're going to do clause-by-clause study. I should say there's another meeting here at 11:00, and we have to be out in 10 minutes, so it's going to be tight.