Thanks very much. That completes our time.
I want to thank the panel very much, because we had a couple of firsts today. We had never talked about bunions before on this panel. It's the first time.
It's also the first time I know of, Mr. Blomqvist, that a presenting person asked a member of the panel a question, and he answered. It was very enlightening and very helpful. I learned a lot today; I can tell you that.
I want to ask a quick question of Mr. Elkins.
You stated in your presentation that nearly 94% of employees earning more than $100,00 receive health benefits, compared with 32% of those earning $10,000 to $20,000 and 17% of those earning $10,000 or less. Do you see a trend? Are employers moving away from providing health benefits or adding health benefits?