Right. Thank you.
I want to move to the formulary. As you've said, Alberta Blue Cross offers supplemental health insurance plans for individuals and businesses, and is also responsible for managing three prescription drug insurance plans offered by the government, including the non-group coverage benefit program, the coverage for seniors program, and the palliative care benefit program. I'm wondering if you could tell us how broad or restrictive the formularies offered by Blue Cross's private plans are in comparison to the government-sponsored plans.