Thank you, Mr. Chair.
Thank you to the witnesses for being here today.
I want to talk a bit about some of what Ms. Mackenzie and Ms. Lennox touched on with regard to the degree to which investments will be impacted in the senior and retired population. Obviously the government has come forward with a $300 credit, if you will, but I still get a number of emails on that long-term impact, what it would really mean for these individuals.
Ms. Lennox, since it has been about two hours since your initial presentation, maybe I'll allow you to kick us off and talk about some of that, and then I'll ask Ms. Mackenzie to also provide some feedback.
Maybe we'll start with Ms. Mackenzie, since it looks as though Ms. Lennox might not be there.