When it comes to that list of drugs—I think this is what you mean—it would be far less expensive. We've been talking about that a lot today.
Overall, province by province and employer plan by employer plan, it's a 40% to 50% difference in the drug list of what is covered. That's the main difference—there's a higher list of drugs and a longer list of drugs. If we spend the money with smart solutions, we can get that right coverage to people for more health conditions or a longer list within the fields of the conditions we're talking about today.
What I want to also add is that with our advisers on the ground—the thousands I mentioned across Canada, who look after the 65,000 employer plans—we see, province by province, the models of how they are built today. We see what's working, what's not working and what the pain points are. They look after not only the drug portion, but the dental, vision, disability, paramedical, and mental health and wellness aspects of plans.
This is a comprehensive package that, again, four out of five Canadians are enjoying and seeing work well. Let's pay attention to the one in five who are having affordability and access challenges.