I'm redundant here now, so let me just say thank you.
This has been a fascinating discussion. We very much appreciate your being here with us and sharing your expertise. There was easily enough interest and enough questions to keep you here longer, and that's probably the reason that we'd like to see a follow-up in writing.
Once again, thank you, and I wish you all the best for the holiday season.
Colleagues, we're going to suspend to allow the next panel to get set up. We are suspended for five minutes.