This was an amendment made to the Canada Pension Plan in 2005. On February 1, it came into effect.
For several years we've allowed people to have sporadic earnings, because that's not a demonstration that they can regularly work at a substantially gainful level, but a small minority of our clients—I think it's covered in the deck—do go back to work every year. Since the automatic reinstatement came into effect, when a client reports that they're returning to work and have reached the point where they're working regularly, the benefit is ceased.
They're not cured, as it were. They still have cancer, mental illness, multiple sclerosis, or whatever condition that was preventing them from working. But if they are able to overcome that, go back to work, and have their benefits cease, if the disability reoccurs within a two year period, they basically can ask to have their benefits reinstated. It's a very simple process. Their doctor signs a one-page form, and the client basically just asks to be reinstated. That's the way it's working.
When the client's benefits are ceased, they're given an information package so they know that if anything happens to them in that period, to get in touch with us right away.