If you're asking whether I think we should take the CPP back up to 65, I don't want to touch that one.
I guess most provinces have dropped the mandatory retirement age, so that allows some people to work beyond 65 who want to. I think incentives are the way to go to allow people to work at least part-time if they want to, and many people who retire early do want to work part-time. So incentives through the tax or any other system help.
What we're facing is not only fewer people in the workforce when they retire, but also a huge loss of expertise and the knowledge that goes with them. But after all that is said and done, Mr. Murphy, I have to say that all we're doing is putting off the problem by five to ten years or so. We still have a bigger demographic problem looming down the road. It's interesting that 10 to 20 years ago, the issue was how do we get people out of the workforce to make way for more people to come in. Now we've turned around and said no, stay; but we've all decided we want to retire early.