Okay.
I want to go back to my own experience in small rural northern communities and some of the difficulties we're having in getting our students into programs of training. In many instances, it's just too expensive. The tuition fees are almost overwhelming. I know of young people who would love to, and have the potential to, go on to learn, get into a trade, but because of personal circumstances at home and their own financial situation, it just looms as impossible.
For example, if you are in a situation where you have to go to a bank to borrow money to actually get to school because you can't get enough through the student loan program--you need collateral, you need somebody to sign for you--what if your parents are already stretched or you have a single parent situation?
I have kids myself, and I know their friends. I'm lucky in that I have a job that pays me well, so I can afford to go to the bank and sign lines of credit for my kids. These kids can't go to their parents and ask them to sign a line of credit so they can go to school--so they don't go to school.
Then there are others who actually do go to school. When they finish, they find they have this debt that is so humongous that they can't even think about coming back to northern rural areas because the jobs there pay so little. Paying down the debt becomes a huge challenge, so they don't come back. They find the best job possible, often in the area where they go to school, and they stay there. We don't get them back.
Have you done any analysis of the impact of the cost of education--whether it's tuition or otherwise--and at the end of the day, the impact of this debt load that students seem to be accumulating in their willingness to actually do the training so they can participate in the economy in the way that we know they have the potential to?