I'm going to answer in English. It's a little easier for me.
The circumstances of the individual might be such that they might not have considered that when they apply right now, they can't withdraw their application if the application has been processed and they're already in pay. The example I gave is someone who's 65, who with a year's delay might have been able to get a higher-level pension because the income level might have changed a little bit.
Marla may be able to explain a little bit more clearly.