I appreciate that, and I would love to share the optimism of this legislation, which would like us to believe we can achieve 100% take-up. I'm just a little concerned, because in my community of Hamilton we used to have dedicated Service Canada staff whose job it was to advise people on CPP and to advise them of their benefits--that was their sole job--and those job descriptions have now changed. People are asked to give advice on everything from boat licences to EI to CPP, and we're actually losing the very hands-on service that was designed to increase take-up. So I'm not optimistic that we're going to make progress without some significant changes.
Let me move on to another question, though. We do know that once you apply for GIS, this bill now contemplates that you do not need to reapply in years after the first application. This still assumes, though, that seniors have the ability--literacy, language, whatever abilities you want to talk about--to fill out the application in the first place. In your experience, do you think the application is necessary at all? I ask because, as you pointed out, we have the tax information and we know what people's incomes are; therefore, would you be advocating that it just be an automatic right, based on tax returns, or do we need that initial application?