As my colleague Mr. Atherton mentioned, I too am not an expert on EI program features, but this is a program under constant scrutiny by us in all of its aspects. These issues are raised often. This is not a new issue for us.
I'd generally say that for an insurance program, you build in features like this. It's not surprising in programs like that. You don't have a first-day application to it; you normally put a reasonable waiting period like two weeks. But I appreciate and I respect that people can argue this in public policy terms, and it's quite legitimate.