That's right, and I agree.
I want to add one little footnote. You mentioned the amount. When we did our research, the average claim was $285 a week. There's not big money being claimed here. It's $285 a week, as was already mentioned, and that gets them through this period.
I have a little correction, because Mr. Cuzner asked me a question about the percentages. There are 300,000 claims a year for sickness, but there are 95,000 that go the full 15 weeks.