Mr. Chair, on the first point, of the 2.1 million that were dormant as of June 2006, none of those would have been 900-series SINs, by the nature of them. All of those now have expiry dates on them, so they simply wouldn't be part of the dormant population.
As far as working with financial institutions is concerned, from time to time we find ourselves doing it when there is a loss of personal information. We learn a lot about their practices in the process. And we provide advice to their customers when bank files and other files go missing.