I think the student loans have found ways of assessing need rather than income. There are fairly simple measures that can be adopted to avoid getting into too many complications around that.
Just quickly, I think there was a reference to the fact that in studies, finances were only one factor that students identified. I think Ms. Yelich mentioned that. But I've seen that study, and the number was significant. It was in the high thirties, or 35%, which is almost the percentage of voters who elected the Conservative government. That's a sizeable percentage of the population. And we know from the employability study that we can't afford to leave 35% of our young people behind if we want to keep our competitiveness as a country and allow them to participate in it.
I would say that we have to use every means we can to give students not just the incentive.... And that was maybe a wording thing. This bill suggested providing an incentive to students from low-income families. I would have liked to hear “assist” students, to actually assist them. That is one of the issues, I think, that this significant portion is saying, that they can't do post-secondary because they can't afford it, or that debt load is too frightening.
Incidentally, I just want to add that I'm hearing from parents who are remortgaging their homes to help their students. That isn't appearing in the statistics we're looking at. And that's a consideration for people of a certain age.