Mr. Michael Murphy at the Human Resources, Skills and Social Development and the Status of Persons with Disabilities Committee

I'll comment very briefly there, Mr. Chairman.

The issue is that today employers pay a premium of 40%, essentially 1.4 times what employees pay, and that's been going on for over 30 years. The rationale for that, as I mentioned earlier, in my view is no longer there. We would suggest that the appropriate level of payment is one where you drive that 1.4 number down over a series of years so that it becomes equal to what employees pay.