No, CMSF did a lot more than the budget would give them credit for. Specifically, this budget indicates that it's a significant intrusion into provincial jurisdiction. Every province in the country supported the extension of the Canada Millennium Scholarship Foundation, including the Province of Quebec, where they don't have the student loan program. So the Canada Millennium Scholarship Foundation went through survey after survey. It went through a number of evaluations and was considered to be a program that was working across this country.
I want to ask you about the student loan changes that you've made. We've heard a lot about the student loan evaluation process and that the study of student loans would bring in some big changes. Probably the most significant change that students were looking for was a change in interest rate. An awful lot of countries in the world are either charging cost of government borrowing or in fact don't even charge interest on student loans. If you want to make a big difference to student debt, did you consider reducing the student loan interest rate, and what considerations did you have in deciding not to?