I think the more important change we're proposing is with respect to our repayment assistance plan, which we haven't fully rolled out yet. But the reason I like that approach better than what you're proposing is that it will ensure that no matter what the reason is that people are struggling to repay, they will have easier terms and it will be easier for them to ultimately repay that loan. And ultimately, if they're not able to repay, it will at some point be forgiven. We think that's a better way because it catches all the possibilities that people are struggling with to repay their student loans.
On April 29th, 2008. See this statement in context.