It could take 10 years, depending on the economic conditions, the size of the deficit, and the size of the advance from the CRF. It could well take 10 years.
The goal in setting limits on the premium rate, the changes from year to year, is to avoid having big hits on employees and employers, especially in the case of a downturn. That's why it could take a relatively long period of time to repay any deficit, should there be one.