I certainly don't. I think the administration costs and all of that are going to be rolled into that $2 billion.
My friends from the actuaries have stated this here, and the chief actuary and the Auditor General of this country have said that in the event of a recession there could be a $12 billion to $15 billion cost. It's fine if you want to put the $2 billion there, but you want to attach to it that for any real increases or unforeseen costs, the government is going to backstop it with the $54 billion it has, and the interest it's gaining from that. This board should never have to borrow money from anywhere, because that would certainly drive up the premiums. I'm just astounded that the board would have to borrow money.