I've said here before that this is a good idea, especially if it's trusteed jointly by labour and industry, the people who are paying into it. I know that with our pension funds, if we don't invest things properly as trustees, maybe our houses will be up for grabs. So maybe that kind of trustee system would put a sober second thought into the trustees' minds, if their personal homes were to be involved.
I don't agree that the $54 billion has totally disappeared. I think the money put there by employees and employers has gone to pay down some of the debt and reduce the deficit.
You talked about the actuaries coming up with $2 billion, but I think the former actuary for the commission suggested it was $12 billion to $15 billion. So there's a difference of opinion there. In my opinion, the $15 billion is a good thing, as the actuaries here today are qualified to suggest. So if there is a shortfall, employers and employees should not have to pay for it. Some of the money that was used to pay down the debt should come back to the plan to backstop it in case of an emergency economic situation.
I think, going forward, if the money comes in and the plan is solid and self-sustaining, it's a good thing.