I think if there is going to be a separate and independent board, it should have people who represent the interests of workers and people who represent the interests of employers--the contributors to the fund. They can go out and buy the talent that is necessary from the insurance community, the investment community, from whatever other community. They can get advice, as is done now by a number of other boards.
If you've never been on pogey, you don't know what it's like. The people who work in my industry, in construction, sometimes work 4,000 hours in a year, sometimes 500. It's a fact of life. If you know what it is like to think, “Okay, Christmas is coming and I'm getting $413 from the pogey commission. What am I going to do for the kids this year?”, you'll know it's really a mind-altering experience. Those are the people who ought to form any commission that deals with EI. Let them go out and buy the talent.