Thank you to all of our witnesses for coming from all over Canada to present before us at committee. I think your presentations have been insightful. As my colleague Mr. Savage has said, they've been very passionate. We do appreciate all of the work you have done on this particular issue.
I have a couple of questions first for Mr. Chahal. Thank you for your passionate delivery. In terms of the Old Age Benefits Forum, both out in British Columbia and with Mr. Bajwa in Ontario, along with Mr. Sahi and some of the other people who are here, Mr. Chahal, can you please describe to the committee some of the initiatives that the forum has done in the past ten years in advocating for this particular issue? That's number one.
Secondly, what is the frustration out in the community, what type of comments do you hear from seniors? Could you please give us a firsthand perspective? I think that would be really beneficial.