The goal is to keep the reserve at $2 billion. The rates would go up and down by a maximum of 15ยข, which is what currently happens. That is the policy that is currently in place. The idea is to ensure that there's some stability so that they don't go up too much or go down too much, because obviously that has an impact on employers and employees. So that is the first thing that is considered when the board of governors is making judgments about premiums.
The second fallback position is the cushion of the $2 billion reserve.