What occurred, of course, is that during that time, the previous government had the ability to set the premium rate, and it was set at a level that was higher than necessary to pay for benefits. So any extra went toward the consolidated revenue fund, and of course it is the source of a lot of concern about how that fund was established. That's why we're talking today about having a separate account, something that is at arm's length from the government, so that future governments can't confuse what is good public policy with what is sometimes good politics.
So we're taking those steps today to ensure that employers and employees have their benefits, their premiums, protected and that the funding is used only for benefits and nothing else.