First of all, thank you for the question.
Mr. Chairman, this is an important issue, but I would point out that this has been discussed for a long time. First of all, the principle of having a separate arm's-length body has been discussed for some time. The actual makeup of the board is to a large degree governed by the Crown Corporations Act, and a precedent in establishing other crown corporations.
Because the function of this board is quite narrow, we think we have put in place all the safeguards and the proper mandate to get the outcomes we want, which is to have premiums and benefits brought into balance in a consistent way.