Well, I think we have to be realistic about where we're at today. Of course, $54 billion is a lot of money, and I think the best way we can serve workers and employers today is to make sure that never happens again and to put in place an arm's length mechanism that really will ensure that, if we maintain a strong economy, those premiums will go down.
That's the best way to help workers and employers, in two senses. One, of course, is that they're allowed to keep more money in their pockets; and you know, EI premiums are a substantial tax on people. Second, when businesses have lower payroll premiums, of course that means they can hire more people. EI and other payroll taxes like that—if you want to call it a tax—are actually things that impede the ability of business to hire workers. It's a tax on jobs.
So we have to be very cautious about making sure we reduce those charges whenever it's possible, because they have an impact on the ability of businesses to hire workers.