Thank you for the question.
I think the most important way in which the process will be made more honest, if I can put it that way, is that the new commission will look both forward and backward when it comes to setting the rate. So that's one of the most important changes being made. Today the commission does not look backward at, for instance, surpluses that have occurred in the current year. The new EI Commission will look forward and backward when it sets these rates, and of course it will be subject to scrutiny by this committee and by others who question whether or not it's meeting its objectives.
As the EI Commission, it will have the same scrutiny and will be subject to all the regular terms and conditions that any crown corporation will be subject to. So there will be the same transparency, but because it's arm's length, it will be independent and ultimately it will have that extra ability to look backward as well and make better judgments, I think, on what premium levels should be.