On the first question, when I mentioned a major increase in income it was mainly for families where there is one market income and it's supplemented by the government. My presumption is that these people know where to put their money. They tend to be still low-income families. To my knowledge, it's not an issue of people not using their money wisely. I haven't seen any studies on this or any policy.
As far as addiction and mental illness are concerned, those are issues that are further down the line. Governments do policy also, as you know full well, through various silos and ministries, so everything that has to do with health would be dealt with separately. I'm not sure there has been much thought given to that. But it may just be that it's not my area of expertise.