Thank you.
As I think of it, economic development does have a part to play in poverty reduction in the sense that if you get people working and move them up by providing jobs, that's a good thing. I think both need to be looked at.
Thank you very much, all of you, for your presentations, coming as they do from different perspectives.
I think, in listening to Lillian MacMellon, that there is something intrinsically satisfying in providing food and clothing to those who most need them. Organizations like yours go a long way to doing that. It's a pleasure to go there and see what you do. I realize that more funds would always be welcome. A lot of what you do is through volunteerism, and I want you to know that we greatly appreciate it.
You were speaking, Phyllis, about education and about maybe providing education at no cost. I suppose there would be a cost to doing so. You'd have to see what it is. We've taken on some specific non-repayable funding for targeted groups, for people with disabilities or on low incomes. We've had some grants of $250 per month or $150 per month. We're tending in that direction.
There is also a new initiative to somehow tie the repayment of student loans to the ability to repay so that not more than 20%--or some per cent--of their income is used for repayment of loans.
We're making some steps forward, maybe not as quickly as many would like, but they are tending in the direction you're suggesting.
Some of the people who have appeared have said that the root causes of poverty and what you might do about them have been talked about for years and years, and that what we don't need is another study or another round table, but some action. When you say we're going forward through these steps and are hoping to get to another level, the big question always is implementation.
There are two sides to it. One is money, pure and simple: where does it come from when you decide what it is you want to do? The other is whether the money you're presently using is being directed to where it should be. Maybe it's a question of using the money more wisely.
As you go through your process—in a fairly quick timetable, I must admit, when I listen to what you're hoping to accomplish—what are your thoughts in terms of actually putting into practice, by practical steps, what you're going to hear, in terms of what it's going to cost and who's going to pay for it to be sure it happens? Second, are you going to be looking at reallocation of funding at provincial, federal, and municipal levels or not?