What I gave you was just the tip of the iceberg. There were so many causes, and the lack of education in itself came out as number one, if I were to quantify those causes. Then it became very hard to distinguish between what was said more times than others, because they all sort of fell along. We know that poverty is very complex, and it's not about just one thing. It's about social well-being.
I was echoing other remarks when I asked where we should put our money. Over and over again, it also came out that within our education system many young people today and many young adults have no idea of how to manage money. It's time to put life skills education back into our public school system, because they're not getting it. They often find themselves in that situation because we haven't prepared them. So we're also telling our school systems to get that back into the curriculum.