Absolutely. Having the incentives to save toward your future makes you feel different about your future. I would bet that everybody in this room has done that. That's what happens. At 50, it's possible to institute that. I've actually talked to friends around the dinner table about this. I've been in shelters. We've talked to kids in shelters, and you wouldn't believe how many of them have actually mentioned their retirement funds. We've been very surprised.
There can be lifetime savings accounts set up that can actually incentivize savings for different periods of lives. Even the tax-free savings plan is a mechanism that could be used if there were matched savings incentives for lower-income Canadians as well. That's a mechanism that's already in place.
If people have some sort of assets at 50, they've already thought about those investments. If they have a home but don't have retirement funds, it's a possibility. I know we're talking about poverty here, so we may not be talking about people who have substantial assets, but there are ways to incentivize savings through very effective and efficient means. There are mechanisms in place across this country today that could be utilized to do that--definitely.