Okay. That's great.
On the flip side, at the other end of life, let's say when we head into our fifties, do you see a possible mechanism that could be in place whereby the government sees someone in their fifties and they have no RRSP accounts set up, they have no tax-free savings account, so the very same mechanism triggers, which says, “Okay, Fred, you have a problem here, because you have maybe 10 years left in your life to work, and you have nothing set up here except your Canada Pension Plan.” Do you foresee a possible mechanism that could be in place so that it's not too late at 50 to start saving, but there would be a plan to kickstart that?