Thank you.
The following question is for Ms. Gosse.
I would like you to give me some more details about your perspective. You mentioned a private pension. You are saying that the government would give people vouchers, money in one way or another to invest this money and see it grow. If I am not mistaken, you speak of this in contrast to a universal pension scheme provided by the government.
If we gave to the banks the money that people could get themselves through a universal pension plan—I am thinking of the Caisse de dépôt et placement du Québec whose mandate is to grow pension funds—are you not concerned that, in the end, it will be the banks that will benefit from this money? I think that it might be dangerous.
At this time, we asking Parliament to increase the Guaranteed Income Supplement, that we call SRG in French, by $110 a month. Do you not think that we have a better chance of generating wealth if the government looks after the pensions? Let us take a country like Japan where the emphasis has been entirely on private pensions. It is a total failure: people who arrive at the end of their lives have nothing.
Why do you think that a private pension would be better than a government sponsored one? Might it not be a better idea to improve, to increase the current federal pension plan rather than creating something new?