I also have a question to Ms. Kinsley with respect to the budget allocation for social housing. Of course, there are repairs and maintenance and so on, but the $600 million is with respect to building new social housing, and then there's a provision for another $2 billion in a sort of community loan fund, whereby communities can access loans at a very low cost rate to deal with things related to infrastructure and social housing, like the water, the sewers, and that kind of thing.
How is that going to apply? When developers or communities want to build social housing, can they combine seniors' housing with other types of housing? Are they going to be able to augment what they're doing by accessing a loan for utilities and infrastructure or will the municipality be doing that? Can you explain how the two might interrelate and how the public might expect them to work in the future?