Right now, the proposal that is circulating is for the people who are close to being able to move into home ownership. For the people you are talking about, I think that a house, a safe home, allows people to get a job or to access other things in the community. It starts the process.
For me, affordable housing is the answer. It allows people to start. It's the bedrock beneath our feet, if you will, a safe, secure, stable, and nice place.