Thank you, Mr. Chair.
I'm feeling pretty collegial today, so if Ms. Minna doesn't mind, I'll share my time with her today, seeing as this is in her hometown. She can have a few extra questions here today.
Mr. Creek, if you don't want to go into any personal details, I quite understand, but I just wondered if you could explain a bit more. We often hear how people get into poverty or homeless situations. You've expressed that you were able to remove yourself from that, climb up. I just wondered if you could tell the committee what some of the key steps were, the key milestones that you reached to help you to rise up there.